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XPENC Wiki

XPENC is an offline-first personal finance app for Android. Your accounts, transactions, budgets and dues live in a local database on your phone — nothing is ever uploaded, because there is no server.

Latest release: v1.3.0 — passcode lock, home screen widget, savings goals, tags & receipts, shopping lists, durable automatic backups, and more. A v1.3.1 beta (biweekly recurring rules, screenshot blocking) is on the BETA branch, not yet released.

Start here

• Getting Started — installing XPENC and setting up your first accounts.
• Features — every feature, how it works, and where to find it.
• FAQ — common questions, answered straight.

Using the app

• Backup & Restore — exporting, importing, moving to a new phone.
• Upgrade Guide — updating safely, per-version schema notes.
• Privacy & Security — what's stored, what's not, passcode lock, screenshot blocking.

Project

• Release Notes — 1.3.0 · 1.2.0
• Roadmap — what's planned, what's in progress.
• Developer Guide — architecture, tech stack, building from source, contributing.

Quick links

• Website: https://getxpenc.vercel.app
• Download the latest APKs: https://github.com/PATILYASHH/XPENC/releases/latest
• F-Droid: https://f-droid.org/packages/com.yash.xpenc/
• Privacy policy: https://getxpenc.vercel.app/privacy
• Report a bug or request a feature: https://github.com/PATILYASHH/XPENC/issues/new/choose
• Full changelog: CHANGELOG.md

Good to know

• Offline by design. XPENC requests no internet and no SMS permission. Your data leaves the phone only when you export or share it.
• Your data survives updates. The database migrates itself in place, so installing a newer version over an older one keeps everything. See the Upgrade Guide.
• Money is exact. Every amount is stored as an integer number of minor units (paise/cents) — never a floating-point number, so totals never drift by a rounding error.
• Net worth = the sum of all account balances. A transfer between your own accounts never changes it; income raises it; expense lowers it. That invariant is enforced everywhere in the app — see Features.